Farm & Commercial Underwriter

Job Description

Job Description

Benefits:

• Dental insurance
• Health insurance
• Paid time off

Company Overview

Alfa Insurance is an A-rated insurance carrier that offers an excellent array of auto, home, life, farm and business insurance products. Alfa is known for its superior customer service. Since its humble beginnings in 1946, Alfa and its affiliates now serve more than 1 million customers across 14 states.

Job Summary

At Alfa, we are looking for talented and motivated individuals who share our passion for excellence and customer satisfaction. As a Farm/Commercial Underwriter, you will be part of a dynamic team that works closely with our sales force to provide them with the best service possible. You will have the opportunity to apply your skills and knowledge to evaluate and underwrite various farm and commercial products. You will also be able to make quick and thoughtful decisions, handle multiple tasks, and adapt to changing situations in a fast-paced work environment.

Responsibilities

• Maintain an existing book of farm and commercial business and develop new business which is both profitable and reasonably stable for the company.
• Determine what risks the company will assume, the premium to be charged for the risks assumed, and the policy terms and conditions under which the risk will be assumed.
• Maintain underwriting discipline by underwriting new business, renewals, and changes while maintaining an acceptable loss ratio.
• Maintains a professional and courteous working relationship with the underwriting department, agency force, customers, and home office personnel.
• Maintains acceptable standards with regards to time management and production.

Qualifications

• Bachelors Degree or 5 years insurance experience and CPCU designation required.
• Proficient in Microsoft Excel and Microsoft Outlook.
• Excellent communication skills both verbal and written.
• Ability to make independent decisions (analytical in nature).
• Ability to convey ideas to others.
• Ability to learn quickly.
• Possess basic mathematical skills.

Benefits/Perks

• Opportunity for annual performance bonus
• Discounts on your auto insurance (underwriting approval required)
• Benefits include: Health, dental, supplemental cancer, vision insurance and 401(k) plan
• Paid Time Off Bank to include 3 days PTO available after first 80 hours worked for New Hires
• Short-term and long-term disability
• Flexible Healthcare and Childcare spending accounts for tax savings
• Opportunities for advancement
• Continuous training and support throughout your career with Alfa
• College tuition discounts at various colleges in Alabama
• Fitness center
• Onsite cafeteria