Independent Medicare Insurance Advisor

Job Description

Job Description

As a Medicare Benefit Advisor, you'll leverage your Medicare expertise and sales skills to guide retired seniors in choosing the best Medicare Life and Health Plans for their needs. With comprehensive training and a competitive salary, you'll help clients understand options like Medicare Advantage, Medicare Supplement, and Part D drug plans. Advisors contract with multiple insurance companies, offering unbiased recommendations and assistance throughout the enrollment process at no direct cost to clients, as they are compensated by the insurance companies.

In this role, you'll have the opportunity to make a meaningful difference in the lives of our clients. Every day, thousands of Americans enter retirement and move into the next chapter of their lives. We believe that this chapter should be exciting and rewarding, and we work hard to ensure that finding the right Medicare plan that suits their needs is a quick and easy process. This way, they can relax knowing their healthcare is in good hands.

Annual Base Salary + Commission

Career Growth Opportunities

Hands on Training

Flexible Schedule

Work from Home

Responsibilities of a Indepenent -Medicare Insurance Advisor

- Consult and empower seniors aged 65 and older with the best Medicare life and health plans tailored to their needs.

- Conduct proactive outbound sales calls for various campaigns with confidence.

- Consistently meet and exceed sales and productivity goals on a daily, weekly, monthly, and annual basis.

- Maintain high motivation and relish the recognition and rewards for your exceptional efforts.

- Embrace challenges head-on, driven by a desire to make a significant impact.

- Commit wholeheartedly to achieving success in sales.

- Communicate effectively and passionately to help others navigate their Medicare options.

To become an independent Medicare insurance advisor, you need to obtain a health insurance license, often a combined life and health license, while meeting age requirements and passing a background check. The process includes pre-licensing courses, state licensing exams, and annual training for specific products like Medicare Advantage plans.

Steps to Become a Medicare Advisor:

1. **Meet Eligibility Requirements:**

Be at least 18 years old and have a high school diploma or GED.

2. **Understand Licensing Requirements:**

Check your states insurance licensing division or the National Insurance Producer Registry (NIPR) for specific details.

3. **Complete Pre-Licensing Education:**

Enroll in a course to prepare for the licensing exam.

4. **Pass the State Exam:**

Schedule and complete the state-administered licensing exam.

5. **Apply for Your License:**

Submit your application, including a background check and fingerprinting.

6. **Get Appointed with Carriers:**

Become appointed with the insurance companies for the Medicare plans you plan to sell.

7. **Complete Annual Certifications:**

Finish the required training and exams from Medicare carriers each year.

8. **Obtain Errors & Omissions (E&O) Insurance:**

This insurance is recommended for protection.

Key Skills Needed:

- **Industry Knowledge:**

Understand Medicare programs and various plans.

- **Communication Skills:**

Clearly explain complex insurance information to clients.

- **Problem-Solving Skills:**

Assess client needs to find suitable plans.

- **Compliance:**

Adhere to federal (CMS) and state regulations regarding marketing and enrollment.