Senior Accountant - Insurance

Job Description

Job Description

Empowered Staffing is partnered with a national risk management and insurance services firm focused on helping businesses manage and transfer risk through innovative solutions, including captive and reinsurance programs. They service a diverse range of clients, from small, profitable businesses to multi-billion-dollar corporations, across industries and geographies. With deep expertise in both direct client programs and large-scale reinsurance, the firm delivers high-impact, customized solutions that optimize risk and financial outcomes.

Our client is seeking an experienced Senior Accountant with a strong background working for an insurance company or within public accounting supporting insurance clients. This role supports the Director of Finance and leadership team, providing hands-on accounting, financial analysis, and process improvement across insurance and captive entities. The ideal candidate is a proactive problem solver with a strong understanding of P&C insurance accounting and the ability to influence financial decision-making.

Key Responsibilities:

• Manage accounting and financial reporting for captive and insurance entities, ensuring GAAP and insurance industry compliance.
• Review and reconcile cession statements, premium activity, and other insurance-related financial transactions to maintain an accurate audit trail.
• Analyze financial performance for new and existing insurance programs; summarize findings for senior leadership and external clients.
• Prepare and review journal entries, financial statements, reconciliations, and audit documentation.
• Identify and implement process improvements to enhance audit readiness, data integrity, and overall accounting efficiency.

Qualifications:

• Bachelor’s degree in Accounting or Finance required; CPA or Master’s in Accounting strongly preferred.
• Minimum 7+ years of progressive accounting experience, including 3+ years specifically in insurance accounting ( carrier/agency or insurance-focused public accounting).
• Deep understanding of P&C insurance accounting concepts such as premiums, commissions, reserves, and holdback percentages.
• Strong analytical and communication skills, with the ability to interpret and clearly explain financial results to both internal teams and external clients.
• Proven ability to work independently, think critically, and take initiative in a fast-paced, growth-oriented environment.

Benefits:

• Laptop and phone provided, plus a monthly stipend for Wi-Fi or work-from-home expenses.
• 80% paid health insurance.
• Roth 401k with 5% company match.
• Performance-based bonuses.
• Completely remote with limited travel required.