Alabama Title Examiner

Position Summary:

Title Examiners are responsible for abstracting and examining documents from the public records and providing title opinions based on the facts and documentation. This is achieved by using extensive title knowledge to examine the prior chain of title and all relevant documents for errors, identifying any title issues, & taking the necessary steps to ensure a clear title. In addition, the title examiner is responsible for providing accurate/ professional title commitments, while maintaining a high level of productivity in assessing risk and liabilities in accordance with policy provisions.

Essential Functions:

• Examine title orders within company guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, mortgages, judgments and liens, mechanics liens, tax liens, assessments, probates, and other matters of record.
• Research respective title plant software, analyze & evaluate pertinent record documents for determination of ownership, legal description, & any conjunction to title.
• Explain the chain of title, exceptions, and requirements to customers and managers.
• Recognize title defects and formulate a curative solution.
• Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the local title manager, state title manager, or underwriter, as appropriate.
• Maintain proper production levels and delivery standards on a daily basis.
• Work closely with the customer and management to meet time requirements for options, and assist with answering questions.
• Prepare an accurate and compressive title commitment in accordance with company examining and policy procedures.
• Perform other duties assigned by the manager.
• Participates in special projects and miscellaneous duties as assigned by management.

Job Qualifications, Knowledge, Skill & Ability:

• Familiarity with title searching software preferred, such as Ingenuity and County websites, etc.
• Prior experience examining in the State of Alabama.
• Knowledge of underwriting policies and guidelines for specified States.
• Knowledge of real estate law and title and escrow curative procedures.
• Effective communication skills, both verbal and written.
• Organizational skills and ability to work within established time frames.
• Ability to work in a fast-paced environment while maintaining control.
• Excellent problem-solving/critical thinking.

Education, Formal Training & Experience:

• High School diploma (or equivalent). Specialized training in word processing software, database or spreadsheet software (obtained either in school or by up to six months of training) is desirable.
• Minimum of four years of industry experience.

Reasoning Ability:

• Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Physical Demands:

• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• While performing the duties of this job, the employee is regularly required to talk or hear. The employee is frequently required to sit. The employee is occasionally required to stand, walk, use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must frequently lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and the ability to adjust focus.

Work Environment:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

• Health, dental, and vision benefits.
• Employer-paid disability and life insurance.
• Flexible spending accounts.
• 401K with company match.
• Paid time off and company-paid holidays.
• Wellness resources.

NOTE:
This job description is not intended to be an exhaustive list of duties, responsibilities, or qualifications associated with.

Ardán is a family of companies that make real estate closings faster, simpler, and safer through technology-driven, innovative solutions, sound underwriting, and exceptional customer service. At Ardán, we pride ourselves on being at the forefront of Insur-Tech. Our brands—Westcor, Grid151®, GridBase®, and X1 Analytics®—are dedicated to using technology to streamline and improve every step of the closing process. Westcor - Founded by title agents, Westcor is the number one independent title insurance underwriter in the nation. Westcor’s technology-driven products and services and sound underwriting help agents and their customers close real estate transactions faster and with peace of mind. Website: wltic.com Grid151 - Powered by GridBase® technology, Grid151® delivers tech-enabled fulfillment services to the title insurance industry. Website: grid151.com X1 Analytics - Using its proprietary data analytics engine, X1 Analytics® equips the title insurance industry with decisions and data which enable faster real estate closings with reduced cost and operational friction. Website: x1analytics.com GridBase - sing their proprietary tech stack to create the universal API for lender and title collaboration, GridBase® delivers data middleware and tools that transform lender and title operations with highly optimized automations and integrations. Website: gridbase.io