Sr. Analyst - Transaction Monitoring AML & Financial Crimes Financial Intelligence Unit

Under limited supervision, the AML Analyst applies specialized knowledge and skills in securities and/or banking industry compliance, gained through experience, specialized training and/or certification, to monitor and investigate transactions for suspicious activity, ensuring compliance with AML rules and regulations. This role includes leading projects of moderate scope and complexity and serving as a technical advisor to various business lines. The AML Analysts is responsible for resolving or recommending solutions to complex problems and will have extensive contact with internal stakeholders/Financial Advisors/Branch personnel to identify, research, resolve potential issues. If suspicious activity is identified, the investigator is required to promptly report any suspicious activity by filing a Suspicious Activity Report (SAR) and follow through the client retention process. **Responsibilities:** + Investigate potentially suspicious activity arising from automated transaction monitoring system, branch escalations, regulatory investigations, or matters escalated by various business lines including Compliance, Legal, Risk or other Firm divisions. + Review client background information, securities transactions, and fund movements to identify potential money laundering, terrorist financing, or other financial crimes. + Conduct thorough investigation utilizing internal and external searches on the clients, third parties, and identify any negative news. + Send 314(b) requests and Requests for Information ("RFI") to branches as needed. + Prepare a detailed SARs (Suspicious Activity Reports) and file with FINCEN. + Conduct continuing activity reviews and report any continuation of suspicious activity. + Perform Level 2 (L2) reviews and request retention decision from the AML officers; follow through on the account closure for terminated relationships. + Communicate findings to senior leadership in a thorough write-up including risk factors and supporting evidence for retention decision. + Administer AML policies and procedures to ensure compliance with regulations related to money laundering included in the US PATRIOT Act. + Monitor regulatory developments and industry trends to facilitate incorporation into the Firms' AML program. + Train team members on internal AML policies, processes, rules, and regulations. + Deliver presentations during departmental/team meetings. + Inform senior management about issues that may involve rule violations or potential liability. + Perform other duties and responsibilities as assigned. **Skills:** + Strong SAR writing/narrative skills including justification for suspicion. + Knowledge of securities industry and/or banking compliance practices. + Familiarity with rules and regulations of the US PATRIOT Act. + Understanding of investment concepts, financial markets, and banking industry. + Experience administering AML policies and procedures. + Ability to analyze transactional activity to identify suspicious pattern. + Skilled in developing and delivering training. + Strong planning and organizational skills and being able to track work in progress to meet regulatory and internal requirements. + Strong written and verbal communication skills. + Ability to work under pressure on multiple tasks concurrently and meet deadlines in a fast-paced work environment with frequent interruptions and changing priorities. + Work independently as well as collaboratively within a team environment. + High level of customer service and confidentiality. + Commitment to staying current with AML regulations and best practices. **Licenses/Certifications:** + CAMS certification is required to be obtained within 12 months of hire date.