Birmingham, AL - Mortgage Loan Originator

Job Description

Job Description

FBC is hiring seasoned Mortgage Loan Originators in our Birmingham, AL branch!

Job Requirements:

Successful Mortgage Loan Originators will proactively identify, develop and maintain a quality network of business relationships that will serve as a source of referrals for new mortgage lending opportunities. The external relationships fostered may consist of realtors, builders, professional and personal contacts. Successful Loan Originators participate in business related development opportunities, community efforts to promote home ownership and professional organizations. The Loan Originator is responsible for interviewing new and existing customers to determine their financial needs and advising those customers of appropriate products, terms, and pricing. The Loan Originator will navigate the borrower through the process and help to gather required information through clear and timely communication. The Loan Originator is the first line of defense for the company and its investors, he or she is responsible for the submission of clear accurate loan documentation and maintaining industry compliance regulations. The Loan Originator must ensure appropriate procedures are followed while meeting sales goals and objectives.

• 3+ years of retail residential mortgage origination experience
• Documented residential mortgage loans closed volume in the past 12 months of $750,000 – $1 million per month in production
• Established relationships with local referral networks
• Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
• Proficient in product guidelines for Conventional, FHA, and VA loans
• Strong PC skills and experience utilizing laptop technology
• Must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and maintain active NMLS licensure

What We Offer:

• Opportunity to become a part of a reputable Mortgage Lender that has built a proven template for success in the Residential Lending Industry
• Confidence in our internal operations staff to be able sell and deliver on service level commitments to your clients and referral partners
• Local Underwriting, Processing, Closing, and Sales Support
• Ability to grow client and referral partner base
• Access to the Underwriters when needed
• Portfolio Lending and Construction Lending with the ability to broker out if needed
• Support to build long term client and referral partners relationships
• Competitive and flexible compensation plans to fit multiple business models
• FNMA Direct Seller/Servicer
• Extensive Loan Product Options to offer your clients
• Industry Leading Technology with Paperless Workflow Systems
• Marketing Department to support you through customized campaigns directed at your specific target markets.
• Ability to earn “Marketing Credits” based on loan volume to pay for your marketing efforts
• Corporate Trainer for the Encompass Loan Origination System

Company and Division Overview:

FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC Mortgage focuses on providing its customers and business partners with industry best services. “At FBC our vision is simple, to become a Top 10 Mortgage Banker by focusing on providing extraordinary customer service, a great work environment, and a team atmosphere. We will implement best in industry systems, produce high quality loans and always be mindful doing it better than the competition.

FBC Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace