Sr. Analyst - Investments - Financial Planning & Analysis

Job Description

Job Description

The work we do has an impact on millions of lives, and you can be a part of it.

We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.

We are seeking an experienced and analytical Sr. Analyst - Investments FP&A to join our dynamic FP&A team. Reporting directly to the VP of FP&A, you will play a crucial role in the financial analysis, reporting, and forecasting of the Company’s investment income and Stable Value business. This position serves as a vital partner across the organization, providing critical financial insights that support both corporate-wide performance and specific business segments while enhancing our investment and ALM capabilities.

The Sr. Analyst – Investments FP&A will be an integral member of the FP&A team, contributing to the delivery of clear, focused information to senior management and the board. This role will collaborate extensively with teams such as ALM, Treasury, Finance, Product Development, Operations, Valuation, and Risk.

This role offers an exciting opportunity to deepen your expertise in investments and FP&A within a high-impact, growth-oriented environment. You will be a key contributor to the strategic financial management of our business, gaining exposure to senior leadership and playing a significant role in supporting our investment strategies and financial direction.

Responsibilities:

• Investments FP&A:
• Lead the investment income forecasting and planning components of the company’s annual plan and quarterly financial forecasts.
• Own top-level investment income projections across the organization, including Corporate and Other (C&O) forecasting, assets linked to liabilities not modeled in actuarial projections, and scenario-based ad hoc projections.
• Analyze investment performance relative to plan for Stable Value and C&O as well as help facilitate the analysis of all divisions to identify trends and opportunities.
• Develop and maintain comprehensive management reporting packages and investment dashboards tailored for senior leadership.
• Prepare quarterly C&O investment income presentations and materials for senior leadership review.
• Collaborate with Investment Accounting to ensure accurate allocation of investment income across divisions and products.
• Stable Value FP&A:
• The Stable Value business line sells fixed and floating rate funding agreements directly to the trustees of municipal bond proceeds, money market funds, bank trust departments, and other institutional investors.
• Lead the financial planning and projection activities for the Stable Value business. This includes building and maintaining a financial model that projects future performance and ties management actions to financial outcomes.
• Own the Value of New Business plan and actual calculations to help management understand the profitability of new contracts.
• Provide ongoing financial analysis and critical support for the business development team in the execution of the business plans.
• Partner with ALM and Investment teams to evaluate and communicate the financial impacts of investment decisions.
• Strategic Contribution:
• The role is expected, over time, to identify relevant KPIs and other metrics that support strategic decision-making for investment activities and strategic initiatives.
• This role will contribute to other strategic initiatives and ad hoc analysis as needed.

Knowledge, Skills and Abilities Required:

• Excellent communication skills with the ability to simplify complex information clearly to stakeholders
• Skilled in financial modeling, forecasting, and translating complex data into actionable insights
• Strategic mindset with the ability to connect investment performance to broader business objectives
• Understanding of Life and Annuity ALM concepts and capital concepts
• Demonstrated ability to manage multiple stakeholders and collaborate cross-functionally in a fast-paced environment
• Proactive, detail-oriented, and committed to driving financial excellence and strategic business support

Work Experience, Education, Certification / Training Required:

• Degree in accounting, finance, actuarial or related field
• Graduate level degree preferred
• CFA candidate preferred, but not required
• 5+ years of relevant experience in the life insurance or investments industry preferred
• Experience analyzing investments in the life insurance industry
• Strong excel and data management skills

Protective’s targeted salary range for this position is $85,000 to $115,000. Actual salaries may vary depending on factors, including but not limited to, job location, skills, and experience. The range listed is just one component of Protective’s total compensation package for employees.

This position also offers additional incentive opportunities through an annual incentive based on individual and Company performance.

Employee Benefits:

We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits ( e.g. , paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards.

Eligibility for certain benefits may vary by position in accordance with the terms of the Company’s benefit plans.

Accommodations for Applicants with a Disability :

If you require an accommodation to complete the application and recruitment process due to a disability, please email [email protected]. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process.

Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process.

We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.