Remote Mortgage Underwriter

Description

Seeking experienced Mortgage Underwriters to join our team and support loan processing for broker clients. This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. With multiple openings available, we are looking for strong, dedicated professionals who are eager to contribute long-term.

Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.

Approval Process: Work closely with the loan structure and precision income teams to finalize approvals.

Credit Reviews: Perform thorough credit analysis, underwriting 2–3 initial files per day and processing 6–8 final approval files daily (subject to volume).

Workflow Coordination: Collaborate within Pennymac’s structured, end-to-end loan process, focusing solely on underwriting scope.

Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards.

Decisions full range of mortgage loans, preferably including FHA loans

Review all mortgage applications and documentation for accuracy and completeness

Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues

Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials

Approve or deny mortgages on a timely basis

Perform other related duties as required and assigned

Skills

FHA, HUD, TrumsID Registration, VA, Veterans Affairs Loans, VA IRRRL, Interest Rate Reduction Refinance Loan, VA SAR, Staff Appraisal Reviewer, Federal Housing Administration Underwriter, Department of Housing and Urban Development Underwriter, Mortgage, Underwriter

Top Skills Details

FHA,HUD,TrumsID Registration,VA,Veterans Affairs Loans,VA IRRRL,Interest Rate Reduction Refinance Loan,VA SAR,Staff Appraisal Reviewer,Federal Housing Administration Underwriter,Department of Housing and Urban Development Underwriter

Additional Skills & Qualifications

3+ years of mortgage underwriting experience required

Solid knowledge of mortgage underwriting and of basic automated underwriting systems

Proficiency with basic automated underwriting systems

Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act

Knowledge of state and federal agency mortgage loan guidelines and regulations helpful

(Any loss mitigation or servicing underwriters will be disqualified)

Strong understanding of FHA, VA, and conventional loan underwriting.

Ideal candidate has 3+ years of underwriting experience.

Assessment score requirement: Minimum 15.

Experience with Encompass and proficiency in Excel preferred.

Experience with FHA, HUD, VA, VA IRRL, VA SAR, TrumsID Registration preferred

Experience Level

Intermediate Level

This is a Contract to Hire position based out of Montgomery, AL.

The pay range for this position is $31.25 - $31.25/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)

This is a fully remote position.

This position is anticipated to close on Jan 19, 2026.

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems and TEKsystems Global Services

We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.