Market, Liquidity & Capital Risk Analyst

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Job Description

At Regions, the Market/Liquidity/Capital Risk Analyst performs risk analyst duties related to market, liquidity, and capital risks across the full Regions enterprise. This Risk Analyst resides in the second line Market, Liquidity, & Capital Risk Management function (MLC Risk Management) and assists in the oversight of first line market, liquidity, and capital management activities primarily within the Treasury, Capital Markets, and Consumer Banking departments. The analyst will coordinate with internal and external parties across the bank in various areas to assess risks across the company, and will benefit from significant exposure to key activities in Treasury, Capital Markets, Finance, Mortgage Banking, Enterprise Risk Management, etc.

The analyst will contribute to team projects, and therefore must be comfortable working in a time environment. Additionally, the analyst will assist in developing and implementing reporting and/or financial analysis to assist in the Risk team’s oversight role. The role participates in both quantitative and qualitative analyses, thus providing a broader perspective of market, liquidity, and capital activities. This role will also assist in improving and providing regular updates of various practices, reports, policies, and procedures within these risk types. The analyst will assist with periodic interaction with Internal Audit and Regulators.

This role will work closely with numerous other of the analyst team and various divisions of Regions to ensure the successful completion of these responsibilities and further enhance the MLC Risk Management’s oversight of risks. This position is in a group that is highly visible within the organization with regular exposure to senior and executive level members of management.

Primary Responsibilities

• Oversees the day-to-day identification, measurement, mitigation, monitoring, and reporting of less complex market, liquidity, and capital risks with primary focus on the first line Treasury, Capital Markets, and Consumer Banking functions
• Assists in aggregating and evaluating risks related to various departments including: Treasury, Capital Markets, Finance, Mortgage Banking, Enterprise Risk Management, etc.
• Assists with the design, develop, and report independent analyses that provides greater insight into risk exposures and mitigation efforts
• Works to enhance team processes, and update policies and procedures to reflect improvements
• Participates in the team’s preparation and involvement in regulatory examinations, which may include the annual Federal Reserve’s Horizontal Capital Review and Horizontal Liquidity Review
• Ensures the quality and accuracy of information reported
• Stays well informed of regulatory and industry practices
• Builds knowledge of the organization, processes, and customers

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

• Bachelor’s Degree in Finance, Accounting, or related field
• Two (2) years of experience in market liquidity risk analysis or similar financial analysis

Preferences

• Chartered Financial Analyst (CFA), Certified Public Accountant (CPA), Master of Business Administration (MBA), or similar credential(s)
• Knowledge of Statistical Analysis System (SAS) or other analytical and programming tools

Skills And Competencies

• A willingness to explore and learn without direct oversight
• Ability to work on a fast-moving team and shift between individual contributor and project leadership
• Excellent computer skills including experience with Microsoft applications
• Foundational knowledge of financial statements and strong quantitative skills
• Strong verbal and written communication skills

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Minimum

Job Range Target:

$78,259.50 USD

Median

$105,020.00 USD

Incentive Pay Plans

This job is not incentive eligible.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

Location Details

Regions Center

Location:

Birmingham, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.